Credit Analyst

We are looking for a dedicated Credit Analyst to join our team in Bridgewater, NJ. In this long-term contract position, you will play a pivotal role in assessing credit applications, analyzing cash flow, and managing accounts receivable processes to support our financial goals. This opportunity is ideal for professionals with expertise in accounting systems and an eye for detail.

Credit Analyst Responsibilities:

• Ensure compliance with relevant regulations, standards, and internal policies.
• Evaluate financial and eligibility aspects of servicing requests, such as subordinations, ownership changes, and collateral adjustments.
• Collect and review annual and quarterly financial statements for risk assessment.
• Assess cash flow and financial health of businesses and guarantors to identify financial stress.
• Analyze financial statements and tax returns for repayment ability and support capacity.
• Input financial data into credit analysis tools to assess borrower potential.
• Prepare clear annual review reports highlighting key strengths and risks.
• Underwrite servicing actions, modifications, and annual loan reviews.
• Provide financial analysis for high-risk loans and recommend payment assistance when needed.
• Support post-closing follow-up and documentation requirements.
• Review third-party credit reports and public data to identify risks and support portfolio reviews.

Qualifications:

Credit Analyst Requirements:

•Bachelor's degree in finance, accounting, or related field

•Expertise in cash flow analysis and credit evaluation.

•2-5 years of strong quantitative experience

• Proven experience in implementing and improving collection processes.

• Strong communication skills to interact with clients and internal teams.

• Detail-oriented with a commitment to accuracy and compliance.

Compensation

About Us

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more.

All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

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