Credit Analyst
Responsibilities:
• Evaluate new and existing counterparties by reviewing financial statements, key ratios, and overall creditworthiness to support timely business decisions and commercial discussions.
• Gather and interpret third-party market intelligence and credit information from recognized external sources to strengthen risk assessments and recommendations.
• Conduct recurring portfolio reviews, update financial analyses, and apply internal scoring methodologies to determine appropriate risk classifications.
• Recommend and process revisions to customer credit capacity based on changing exposure, financial performance, and business needs.
• Calculate, track, and administer collateral or margin requirements, including cash deposits, letters of credit, guarantees, and related credit support arrangements.
• Prepare recurring management reports that summarize portfolio conditions, exposure trends, and other credit-related metrics with a high level of accuracy.
• Maintain complete and reliable counterparty records in the company’s credit and trading systems to support reporting and operational accuracy.
• Assist credit leadership with special assignments, ad hoc analysis, and routine requests tied to risk management and departmental priorities.
• Manage collection activities independently, follow up on outstanding balances, and work toward resolution in line with contractual payment terms.
• Partner with sales, leadership, and cross-functional teams to resolve billing or account disputes, reconcile balances, and preserve strong customer relationships while reducing settlement risk.
Qualifications:
• 2+ years of experience in credit analysis, commercial credit, collections, or a related financial risk role.• Working knowledge of financial statement analysis, ratio interpretation, and credit risk evaluation principles.
• Experience handling commercial customer accounts, including credit applications, account reviews, and payment follow-up.
• Ability to assess exposure and support decisions involving credit limits, collateral, and other risk mitigation tools.
• Strong analytical skills with attention to detail and the ability to produce accurate reports and documentation.
• Comfortable working independently on day-to-day priorities while managing multiple deadlines.
• Effective communication skills with the ability to coordinate with customers and cross-functional internal stakeholders.
• Proficiency using business systems and external credit research resources to maintain records and support analysis.
Compensation
$70,000.00-$88,000.00 YearlyAbout Us
Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
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All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.
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