Credit Analyst
We are looking for a detail-oriented Credit Analyst to join our team in St Paul, MN. In this role, you will evaluate customer credit profiles, support sound lending decisions, and help protect the company’s financial position through effective receivables oversight. You will work closely with cross-functional teams to address account issues, reduce risk, and support healthy cash flow while maintaining positive customer relationships.
Responsibilities:
• Oversee a portfolio of customer accounts and drive timely recovery of outstanding balances through consistent follow-up and account review.
• Examine delinquent invoices, payment discrepancies, and deduction issues, then coordinate resolution to clear open receivables efficiently.
• Arrange structured payment solutions when appropriate, ensuring all agreements remain aligned with company guidelines.
• Record collection efforts, account updates, and customer interactions accurately within company systems and related databases.
• Assess new and existing customer credit requests by reviewing financial information, payment history, and overall risk indicators.
• Recommend credit limits and payment terms based on analysis, policy standards, and the level of exposure associated with each account.
• Track ongoing credit exposure, identify elevated-risk accounts, and raise concerns to leadership when additional action is needed.
• Collaborate with Sales, Customer Service, and shared support teams to resolve billing concerns, communicate account risk, and improve collection outcomes.
• Contribute to compliance with internal credit practices and applicable regulations while supporting initiatives that reduce bad-debt exposure and strengthen processes.
Qualifications:
• At least 5 years of experience in credit, collections, or accounts receivable functions.• Bachelor’s degree in Finance, Accounting, Business, or a related discipline, or comparable relevant experience.
• Demonstrated knowledge of commercial credit evaluation and collections practices.
• Strong analytical judgment with the ability to assess risk and make sound credit recommendations.
• Clear written and verbal communication skills with the ability to work effectively across internal teams and with customers.
• High level of accuracy, organization, and attention to detail in managing account documentation and follow-up activities.
• Intermediate proficiency in Microsoft Excel and working knowledge of Microsoft Office applications.
• Experience with NetSuite is preferred; familiarity with credit tools such as Experian or Creditsafe and knowledge of construction-related credit practices, lien laws, or compliance filings is a plus.
Compensation
$60,000.00-$75,000.00 YearlyAbout Us
Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
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All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.
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