Credit & Collections Manager

We are looking for an experienced Credit & Collections Manager to oversee credit strategy and receivables performance for a construction-focused business in Monterey, California. In this leadership role, you will help protect company assets by guiding credit decisions, strengthening collection efforts, and ensuring lien-related compliance on project accounts. The position works closely with Sales, Operations, and Finance to support revenue growth while maintaining disciplined risk management.

Responsibilities:

• Direct the company’s commercial credit program by reviewing customer profiles, assessing risk exposure, and establishing appropriate credit terms and limits.

• Manage day-to-day collections activity, ensuring past-due accounts receive timely follow-up and that recovery plans are executed effectively.

• Oversee California preliminary notice and mechanics’ lien processes, including filing, release coordination, and communication with legal partners when required.

• Resolve high-level account issues by negotiating payment arrangements, addressing disputes, and advancing complex collection matters to conclusion.

• Track accounts receivable results, identify delinquency trends, and introduce practical measures to reduce aging balances and credit losses.

• Lead, mentor, and evaluate the collections team, promoting consistent performance, accountability, and focused development.

• Partner with Sales, Branch Operations, and Finance to support customer relationships while applying sound credit controls and risk-based decision-making.

• Review financial statements, payment behavior, and account activity to produce informed recommendations and meaningful reporting.

• Strengthen departmental procedures, internal controls, and performance standards to improve efficiency and safeguard the organization’s financial interests.

Posted by Recruiting Director Scott G. Moore (Apply here and connect on LinkedIn)

Qualifications:

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline; comparable relevant experience may be considered.

• At least 5 years of experience in commercial credit and collections within a business-to-business environment.

• Minimum of 5 years of practical experience handling California preliminary notices and mechanics’ lien administration.

• At least 2 years of leadership experience managing or supervising a credit or collections team.

• Working knowledge of industries such as construction, construction lending, building materials distribution, or similar environments.

• Strong ability to interpret financial data, evaluate creditworthiness, and make well-reasoned credit decisions.

• Excellent communication, negotiation, and conflict management skills, with the ability to work across multiple departments.

• Proficiency in Microsoft Office applications, particularly Excel, and comfort working with enterprise business systems.

Compensation

$85,000.00-$95,000.00 Yearly

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