Business Accountability Associate – Securities-Based Lending | Wealth & Investment Management

About this role:

Wells Fargo is seeking a Business Accountability Associate to support Securities-Based Lending solutions within Wealth & Investment Management (WIM). In this role, you will review lending applications and supporting documentation, validate the completeness and accuracy of required information, and ensure all lending requirements, verifications, and outstanding issues are resolved prior to account onboarding. You will partner closely with Financial Advisors, Lending Specialists, and other key stakeholders to facilitate a seamless client experience while adhering to established policies, procedures, and regulatory requirements.

The role requires strong attention to detail, sound judgment, and the ability to evaluate documentation, identify potential risks, and make informed recommendations. Successful candidates will possess excellent communication skills and the ability to confidently engage with U.S.-based stakeholders in a fast-paced, highly regulated environment supporting customized lending solutions for High-Net-Worth Individuals (HNWIs).

In this role, you will:

• Participate in and provide support for low-complexity matters pertaining to the business’ policy and regulatory adherence, risk mitigation, or control efforts
• Research, review, document, and present findings related to issues, records, policies, and procedures for which answers can be quickly obtained
• Receive direction from supervisors and exercise judgment within defined parameters while developing understanding of function, policies, procedures, records, and other business information
• Collaborate and consult with peers, colleagues, and managers to implement actions in support of risk-mitigation and control initiatives

Required Qualifications:

• 6+ months of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 6+ months of experience in underwriting, credit analysis, lending operations, loan documentation review or credit services operations.
• Experience reviewing loan applications, supporting documentation, income verification documents, credit reports, or credit decision rationale.
• Strong understanding of credit principles and lending processes.
• Proficiency in Microsoft Excel.
• Excellent verbal and written communication skills, including the ability to articulate complex processes, explain decisions, and confidently engage with business partners and stakeholders.
• Experience partnering with Financial Advisors, Underwriters, Credit Analysts, Relationship Managers, or Lending Operations teams is preferred.
• Experience supporting High-Net-Worth (HNW) clients, Wealth Management, Brokerage, Investment Services, or Private Banking is an advantage.
• Ability to work independently, manage priorities, and demonstrate leadership potential.
• Bachelor's degree in Commerce, Economics, or a related discipline preferred.
• Experience within organizations with comparable lending or underwriting processes is highly desirable.

Job Expectations:

• Amenable to working a fixed night shift aligned with U.S. business hours (approximately 9:00 PM to 6:00 AM or 10:00 PM to 7:00 AM during Daylight Saving Time).
• Amenable to having weekends (Saturday and Sunday) as regular rest days.
• Amenable to observing the U.S. holiday calendar.
• Willing to work fully onsite at Five Neo, BGC during the first two months of training.
• Amenable to transitioning to a hybrid work arrangement after training, with three days onsite and two days remote per week.
• Willing to be based at Five Neo, Bonifacio Global City (BGC), Taguig.

Required qualification has to be minimum 6+ years of overall experience .Knowledge on capital markets, underwriting, securities based lending or other lending products will be preferred.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.