VP Commercial Lender
We are looking for an accomplished, detail-oriented commercial lending specialist to join our banking team in the Twin Cities, Minnesota. This role focuses on building long-term business relationships, expanding commercial banking partnerships, and delivering sound lending solutions that support client and bank growth. The ideal candidate brings strong credit judgment, a consultative approach to business development, and the ability to manage a high-quality commercial portfolio from origination through ongoing servicing.
Responsibilities:
• Develop new commercial banking relationships through community involvement, networking, referrals, and proactive outreach to prospective clients.
• Grow existing client accounts by identifying borrowing, deposit, and cash management opportunities that align with each business customer’s needs.
• Guide clients through lending options, gather required documentation, and structure financing solutions that reflect sound underwriting practices.
• Analyze financial statements, tax returns, collateral details, and other supporting information to assess creditworthiness and recommend appropriate loan terms.
• Make credit decisions within assigned authority levels and prepare well-supported presentations for larger requests requiring committee approval.
• Oversee the commercial loan process from initial prospecting through closing, renewal, collection activity, and final payoff.
• Perform portfolio monitoring activities, including annual relationship reviews, site visits, and collateral inspections, to maintain strong asset quality.
• Address delinquent accounts promptly and take appropriate action to protect portfolio performance and minimize credit risk.
• Partner with internal teams to deliver responsive service, ensure regulatory compliance, and provide effective banking solutions for commercial clients.
Qualifications:
• Bachelor’s degree in business, finance, or a related field from an accredited four-year institution.
• At least 3 years of commercial lending experience within a banking environment.
• Demonstrated success in business development, relationship management, and generating profitable commercial loan growth.
• Strong knowledge of commercial underwriting, credit analysis, loan structuring, and portfolio administration.
• Ability to interpret financial statements, tax documentation, and related materials to support sound credit decisions.
• Familiarity with commercial banking products, including lending, deposit, and cash management solutions.
• Excellent communication and client service skills, with the ability to build trust and maintain productive business relationships.
• Solid understanding of banking regulations, lending policies, and prudent risk management practices.
Compensation
$120,000.00-$150,000.00 YearlyAbout Us
Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
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