Lead Product Manager - Point of Sale Financing

About this role:

Wells Fargo is seeking a Lead Product Manager to join the Retail Services team within Consumer Banking & Lending (CBL). This strategic role will be responsible for POS Financing product, offers, and financial performance.

Wells Fargo’s Consumer Banking & Lending businesses (CBL) empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Banking & Lending provides important credit products and services that help our customers succeed. Within Consumer Banking & Lending, the Retail Services team is responsible for Private Label Credit Cards and Point of Sale Financing. The Product Management team focused on product innovation, pricing, and portfolio financial performance. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Develop or influence strategy, product requirements, and evaluations of new product features and product expansions, measurement of impact of new product launches and capabilities
• Use data and cost benefit analysis to inform product roadmap and features
• Collaborate with Relationship Management and Sales team to drive merchant adoption of the Point of Sale/Retail Financing product
• Perform market, industry, and competitive analysis to identify trends, issues and opportunities associated with Point of Sale/Retail Financing
• Develop and leverage consumer and merchant segmentation analysis, behavior analysis, voice of customer analysis to inform product roadmap and features
• Identify growth and expense optimization opportunities across all P&L levers, helping to drive and implement those opportunities in collaboration with cross functional teams

Required Qualifications, US:

• 5+ years of Product Strategy, Product Management, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Knowledge and understanding of consumer lending products(e.g., credit cards, POS Installment Lending or BNPL, Personal Loans)
• Knowledge and understanding of product management in the financial services industry, including knowledge, and understanding of profit and loss (P&L) drivers
• Strong problem solving, attention to detail, decision making and navigating through ambiguity
• Strong business acumen with the ability to influence and lead without authority within a matrixed environment
• Experience presenting information in a manner that persuades, educates, and enhances understanding at all levels
• Virtual leadership experience with ability to effectively drive results, provide feedback, direction, and manage and build relationships with leaders, senior level stakeholders and team members while operating in an ambiguous environment
• Experience with analytical skills, demonstrated by experience consulting on, analyzing, and delivering insights that drive business impact, including incorporating feedback and refining analyses to improve outcomes
• Experience with project management skills, demonstrated by ability to prioritize and manage multiple projects simultaneously, meet deadlines, communicate effectively, collaborate across teams, and adapt to changing priorities
• Demonstrated ability to collaborate effectively with product technology, engineering, and architecture partners to deliver scalable solutions.
• Experience defining and managing product roadmaps, epics, and backlogs using agile or hybrid delivery methodologies (e.g., Scrum, SAFE)
• Analytical, data-driven decision maker with a passion for delivering innovative, customer-focused solutions.
• Experience working in a highly regulated environment and managing risk, compliance, and audit requirements

Job Expectations:

• Ability to travel up to 15% of the time
• Willingness to work on-site at stated location on the job opening
• This position offers a hybrid work schedule
• This position is not eligible for Visa sponsorship
• Hybrid work schedule. Must be able to work from one of the approved jobs posting locations three (3) days in office & two (2) days remote.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.