Mortgage Underwriter

We are looking for a Mortgage Underwriter to join a banking team in Kalamazoo, Michigan on a contract basis with the potential for a long-term opportunity. This position focuses on evaluating residential mortgage applications with a careful, risk-aware approach while ensuring alignment with lending standards, investor expectations, and regulatory requirements. The ideal candidate brings strong underwriting expertise, sound judgment, and the ability to communicate decisions clearly in a fast-paced environment.

Responsibilities:
• Assess residential mortgage files by examining borrower credit profiles, income sources, assets, debts, and supporting documentation to determine overall eligibility.
• Review property-related documentation, including appraisals, to confirm collateral quality, accuracy, and acceptability for lending decisions.
• Analyze loan scenarios against applicable investor rules, internal lending policies, and regulatory standards to support compliant underwriting outcomes.
• Use sound judgment to identify risk, determine appropriate conditions, and issue approval, suspense, or denial decisions based on file findings.
• Verify that each loan package is complete, accurate, and sufficiently documented before a final underwriting determination is made.
• Communicate decisions, stipulations, and supporting rationale to processing and internal lending partners in a timely and clear manner.
• Recommend compliant solutions or alternative structuring options when exceptions or complex borrower circumstances arise.
• Stay current on residential mortgage underwriting practices, guideline updates, and changing industry regulations that affect loan decisions.

Qualifications:

Compensation

$28.00-$35.00 Hourly

About Us

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

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All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

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