Credit Manager

Robert Half has a new direct-hire opportunity for a Credit Manager to lead the evaluation, approval, and ongoing management of customer credit risk. The ideal candidate will possess strong analytical skills and extensive experience reviewing and interpreting financial statements, assessing creditworthiness, and making sound credit decisions that balance sales growth with risk mitigation. This role plays a critical part in protecting company assets while supporting strategic business objectives. This is a hybrid position that offers full-benefits and room for growth it the company. Must be commutable to the Baltimore area 3x per week. Please contact Cody Marshall at Robert Half to learn more.

Key Responsibilities

• Analyze and evaluate customer financial statements, including balance sheets, income statements, cash flow statements, and supporting schedules to assess financial strength and credit risk.
• Review credit applications and establish appropriate credit limits and payment terms based on financial analysis, industry trends, and risk exposure.
• Conduct comprehensive credit investigations utilizing financial reports, credit bureau data, trade references, banking references, and other relevant sources.
• Monitor customer accounts and financial performance to identify deteriorating credit conditions, emerging risks, and potential collection concerns.
• Recommend credit approvals, modifications, holds, or declines based on established credit policies and sound business judgment.
• Partner with Sales, Finance, and Executive Leadership to support customer growth opportunities while maintaining acceptable risk levels.
• Develop and maintain customer risk ratings and credit review processes.
• Prepare and present credit recommendations and risk assessments to management.
• Manage accounts receivable exposure and support collection efforts on high-risk or delinquent accounts.
• Ensure compliance with company credit policies, internal controls, and regulatory requirements.
• Maintain accurate customer credit files, financial records, and documentation.
• Analyze industry, market, and economic conditions that may impact customer creditworthiness.

Qualifications:

Requirements

• 5+ years of progressive experience in commercial credit, credit management, financial analysis, or a related discipline.
• Bachelor's Degree
• Strong expertise in analyzing customer financial statements and determining credit risk and creditworthiness.
• Proven ability to interpret financial ratios, cash flow trends, liquidity metrics, leverage, profitability, and overall financial health.
• Experience establishing credit limits and managing customer credit portfolios.
• Knowledge of commercial lending principles, credit scoring methodologies, and risk assessment techniques.
• Strong understanding of accounts receivable and collection practices.
• Advanced proficiency in Microsoft Excel and financial analysis tools.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication skills with the ability to present complex financial information clearly.

Compensation

$80,000.00-$90,000.00 Yearly

About Us

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more.

All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use and Privacy Notice.