Senior Risk Analytics Consultant

About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant to join the Decision Science team within the Credit Card organization. This role focuses on analytics and strategy support for acquisition channels. The ideal candidate is a highly analytical problem‑solver with strong risk expertise, modeling knowledge, and the ability to influence decision‑making across business and technical teams.

This is a high‑impact role that enables the development of advanced analytics, evaluation of origination strategies, and delivery of insights that drive credit risk, acquisition, and performance decisions. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
• Experience developing or validating forecasting, valuation, or credit risk models within financial services or lending environments
• Familiarity with unsecured lending products (Credit Cards, Personal Loans, Retail/Consumer Finance) and associated risk dynamics
• Experience with SQL, SAS, or Python, including working with large, complex datasets in modern data environments (e.g., cloud platforms or distributed frameworks)
• Card industry and financial P&L knowledge
• Strong analytical mindset with ability to translate technical analysis into actionable business insights and strategies
• Proven ability to collaborate, lead cross-functional projects, and influence both technical and non-technical stakeholders
• Excellent verbal, written, and interpersonal communication skills, including the ability to clearly convey complex analytics

Job Expectations:

• This position offers a hybrid work schedule
• Visa sponsorship is not available

Posting Locations:

• 2200 Concord Pike, Wilmington, DE 19803
• 401 Las Colinas Blvd, Irving, TX 75039
• 550 S Tryon Charlotte, NC 28202

Required locations listed above. Relocation assistance is not available for this position.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.