Senior Data Science Consultant

About this role:

Wells Fargo is seeking a Senior Data Science Consultant within the Specialty Underwriting and Credit Services (Cards, Merchant Services, and Personal Loans) organization. The role focuses on leading the development and buildout of Smart Tools and AI to automate and streamline workflows and transform lending operations. The position requires a blend of strategic thinking, technical fluency, and execution rigor to build innovative solutions that enhance credit decisioning, operational efficiency, and strengthen risk management outcomes.

In this role, you will:

• Own the execution of AI, GenAI, and Smart Tool initiatives across underwriting and credit services—from ideation through build, deployment, and scale
• Design and develop intelligent automation solutions and scalable frameworks, leveraging platforms such as PowerApps, Power Automate, and other advanced analytics and automation tools
• Lead the buildout of integrated smart tooling ecosystems, combining data, decisioning logic, and workflow orchestration to streamline and modernize credit processes
• Drive AI and GenAI innovation, delivering use cases across underwriting, document intelligence, customer servicing, and decision support systems
• Establish reusable accelerators and standards to scale automation, analytics, and decisioning capabilities across lending workflows
• Drive continuous process transformation, identifying inefficiencies and delivering measurable improvements in throughput, accuracy, and customer experience
• Lead cross‑functional collaboration and strategic partnerships, influencing stakeholders and ensuring successful delivery of programs, tools, and initiatives
• Oversee governance, controls, and scalability of solutions, ensuring sustainability, compliance, and enterprise alignment

Required Qualifications:

• 5+ years of experience in Data Science, Automation, Digital Transformation, Analytics or Strategic Planning or equivalent demonstrated through experience, training, or education

Desired Qualifications:

• Experience in consumer lending / unsecured credit, including underwriting, credit services, or credit decisioning environments
• Strong experience in automation, workflow transformation, and scalable solution development, including hands-on build using PowerApps, Power Automate, and other automation tools
• Exposure to or experience with AI/GenAI solution development, with demonstrated ability to drive adoption and deliver measurable business impact
• Strong understanding of risk management, compliance, and the credit lifecycle, with ability to align solutions to regulatory and governance requirements
• Strong problem-solving and structured thinking, with the ability to translate ambiguous business problems into actionable, scalable solutions
• Experience developing reusable frameworks, accelerators, and enterprise-scale solutions
• Strong program and project management discipline, with ability to streamline processes, simplify controls, and deliver complex initiatives end-to-end

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.