VP-Commercial Lender

We are looking for an experienced commercial lending leader to strengthen business banking relationships in Alexandria, Minnesota area. This role focuses on managing an existing commercial loan portfolio and helping local companies secure financing that supports their goals while balancing sound credit judgment and long-term portfolio health. The position also plays an important part in expanding market presence, guiding client strategy, and contributing to the growth of the commercial banking team.

Responsibilities:

• Build and manage lasting relationships with business clients by understanding their financing objectives and delivering tailored lending solutions.

• Evaluate borrower financials, cash flow, collateral, and overall creditworthiness to structure responsible commercial loan recommendations.

• Oversee a commercial loan portfolio with attention to risk quality, profitability, renewals, and ongoing client service.

• Identify new business opportunities through networking, referral development, and active participation in the local business community.

• Partner with customers to recommend loan structures that align with operational needs, growth plans, and repayment capacity.

• Monitor lending activity to ensure compliance with banking regulations, internal credit standards, and documentation requirements.

• Stay current on economic conditions, industry developments, and product offerings that may affect commercial clients and lending strategy.

• Support and mentor lending team members by sharing expertise, encouraging collaboration, and helping strengthen overall team performance.

Qualifications:

• At least 5 years of experience in commercial lending, portfolio management, or a closely related business banking role.
• Strong knowledge of commercial credit analysis, financial statements, loan underwriting, and deal structuring.
• Demonstrated ability to develop business relationships and generate new commercial banking opportunities.
• Experience managing commercial loan portfolios while balancing client service with sound risk practices.
• Solid understanding of commercial banking products, market dynamics, and regulatory expectations.
• Strong communication and relationship-building skills with the ability to work effectively with business owners and internal stakeholders.
• Previous lending experience within a community bank or similar financial institution is preferred.

Compensation

$100,000.00-$140,000.00 Yearly

About Us

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